01 — Growth
Equity Funds
Long-horizon capital appreciation, expertly assembled.
Actively managed equity mutual funds curated across market caps, styles, and themes — built for investors compounding wealth over decades, not quarters.
Equity funds pool capital into diversified portfolios of listed companies. As part-owner of India's most ambitious businesses, your capital participates in earnings growth, cash-flow expansion, and re-rating over full market cycles.
- Horizon
- 5 – 15+ years
- Risk
- High
- Liquidity
- T+3
- Ticket size
- ₹5,000+
How it works
A four-step processDiagnose
We begin with your Risk Profile — a proprietary read of liquidity, temperament, and intergenerational intent.
Architect
A blended sleeve of large-cap, flexi-cap, and mid/small-cap funds is engineered to your mandate.
Deploy
Systematic phased entry (STP/SIP) buffers timing risk while retaining full equity participation.
Review
Quarterly fund reviews, semi-annual rebalancing, and unbiased switches when conviction warrants.
Chapter — Fit
Who this is for.
Equity Funds is not for every investor — and that is the point. We choose it deliberately, when the mandate calls for it.
- 01Investors with a 5+ year horizon
- 02Families building intergenerational wealth
- 03Business owners diversifying concentrated equity
- 04NRIs seeking rupee-denominated growth
Why it works
Structural advantagesCompounding
Historically, Indian equities have compounded at 12–15% CAGR over rolling 10-year windows.
Diversification
One allocation, hundreds of underlying businesses — vetted by managers we track.
Tax efficiency
LTCG on equity funds is taxed favourably vs. most alternatives.
Liquidity
Redeem within days — a working capital line disguised as a growth engine.
Reference — SEBI Categories
Regulatory frameworkEquity schemes as classified under SEBI's Categorization and Rationalization of Mutual Fund Schemes.
01
Multi Cap Fund
At least 65% investment in equity & equity-related instruments (diversified across market caps).
02
Large Cap Fund
At least 80% investment in large-cap stocks.
03
Large & Mid Cap Fund
At least 35% in large-cap stocks and 35% in mid-cap stocks.
04
Mid Cap Fund
At least 65% investment in mid-cap stocks.
05
Small Cap Fund
At least 65% investment in small-cap stocks.
06
Dividend Yield Fund
Predominantly invests in dividend-yielding stocks; at least 65% in equity.
07
Value / Contra Fund
Value or contrarian investment strategy; at least 65% in equity. A fund house may offer one, not both.
08
Focused Fund
Focused on a maximum of 30 stocks; at least 65% in equity & equity-related instruments.
09
Sectoral / Thematic Fund
At least 80% investment in stocks of a particular sector or theme.
10
ELSS
At least 80% in stocks per the Equity Linked Saving Scheme, 2005 — with a 3-year lock-in and Sec 80C benefit up to ₹1.5 L.
- 01
Sector-specific funds (Pharma, BFSI, FMCG, Technology) concentrate exposure and are cyclical — timing matters.
- 02
Growth funds ride momentum; Value funds unlock re-rating over time; Contra funds bet against consensus and typically lag in bull markets.
Considerations
What we tell you before you commit.
- 01
Short-term drawdowns of 20–35% are historically normal.
- 02
Style/manager risk — periodic underperformance vs. index.
- 03
Sequence-of-returns risk near withdrawal phases.
Frequently asked
Answered plainlyBoth, calibrated by segment. Large-cap efficiency favours index; mid/small-cap inefficiency rewards good active managers.
Typically 4–6. More than that dilutes conviction without adding diversification.
For fresh capital in volatile markets, yes. For deployed corpora at reasonable valuations, lumpsum wins on average.
Ready to explore this route for your portfolio?
A private, no-obligation conversation with one of our advisers — begin with your mandate, not a product.